Insurance MCQ

Lack of insurance can result in: a. Decreased utilization of lower cost preventive services b. Increased need for more expensive, emergency health care c. The spread of infectious diseases d. All of the above Answer: d. All of the above

The most common mental illness among primary care patients is: a. Depression b. Bipolar disorder c. Schizophrenia d. Post-traumatic stress disorder Answer: a. Depression

People in rural areas have poor access to health care services due to: a. Poverty b. Long distances c. Poor availability of health care d. All of the above Answer: d. All of the above

Women live eight years longer than men. Women are also: a. Healthier than men b. More likely to use the health care system c. Less likely to be depressed than men d. Known to have better health outcomes than men Answer: b. More likely to use the health care system

What does "MUA" stand for? a. Metropolitan Utilization Area b. Medically Underserved Area c. Metropolitan Underserved Area d. Medical Utilization Area Answer: b. Medically Underserved Area

Which legislation created the State Children's Health Insurance Plan (SCHIP)? a. Balanced Budget Act of 1997 b. State Children's Health Insurance Act of 1997 c. Kids First Act of 1997 d. Omnibus Reconciliation Act of 1997 Answer: a. Balanced Budget Act of 1997

Most uninsured adults are employed but are not covered because: a. Their employer does not offer health benefits b. They do not qualify because they do not work an adequate number of hours or have not been with the employer long enough c. They cannot afford to pay their portion of the premium or purchase insurance on their own d. Any of the above could be a reason Answer: d. Any of the above could be a reason

What does the federal Ryan White CARE Act fund? a. Care for underserved rural and urban populations b. Skin cancer screening programs c. School-based health services in predominantly minority neighborhoods d. Development of treatment and care options for persons with HIV and AIDS Answer: d. Development of treatment and care options for persons with HIV and AIDS

In what ways are the AIDS epidemic in the 1980's and the ebola crisis today similar? a. They are completely unrelated b. Lack of information fuels (fueled) fears about contagion c. They are (were) both 100% fatal d. Thousands of Americans were (are) infected Answer: b. Lack of information fuels (fueled) fears about contagion

Which racial/ethnic group has the highest rate of low birth weight infants? a. White b. Black or African American c. Asian or Pacific Islander d. Hispanic Answer: b. Black or African American

Which racial/ethnic group is growing the fastest? a. White b. Black or African American c. Asian or Pacific Islander d. Hispanic Answer: d. Hispanic

How does the Village concept help seniors age in place? a. Villages convert neighborhoods into seniors-only complexes b. It takes a village . . . c. Villages provide in-home services and are financed by Medicare d. For an annual fee, Villages provide services, such as information referrals, access to transportation services, and assistance with household tasks Answer: d. For an annual fee, Villages provide services, such as information referrals, access to transportation services, and assistance with household tasks

Federal programs to provide housing for low-income seniors include: a. Section 202 housing b. Vouchers to purchase homes in senior communities c. Subsidies to seniors for assisted living d. Payments to "villages" to provide services to seniors Answer: a. Section 202 housing

Under the Affordable Care Act, community-based long-term care: a. Is paid for under Medicare b. Is being phased out c. Is paid for through long-term care insurance available under the CLASS Act d. Is encouraged through financial incentives Answer: d. Is encouraged through financial incentives

Types of community-based long-term care services include all of the following EXCEPT: a. provision of skilled nursing care in a long-term care facility b. home health care c. homemaker services d. adult day care Answer: a. provision of skilled nursing care in a long-term care facility

A continuing care retirement community (CCRC) a. provides only independent living options in a secure environment b. provides different levels of long-term care options in one location c. delivers no clinical services, such as nursing care and rehabilitation d. must be certified as a NF Answer: b. provides different levels of long-term care options in one location

Rehabilitation therapies often form an important component of a. health-maintenance model of adult day care b. personal care c. services available at senior centers d. skilled nursing care Answer: d. skilled nursing care

Which federal agency is responsible for overseeing the programs funded through the Older Americans Act? a. Administration on Aging b. Medicare c. Medicaid d. Department of Housing and Urban Development Answer: a. Administration on Aging

Which type of long-term care service is predominantly used in the United States? a. Informal care b. Home health care c. Nursing home services d. Respite care Answer: a. Informal care

Long-term care should be delivered according to a. the biomedical model of health b. a person's ability to perform his or her social roles c. the holistic model of health d. the guidelines established by the World Health Organization Answer: c. the holistic model of health