Which of these is a method of determining the level of funds required for ongoing support in the event of the breadwinner's death?

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Which of these is a method of determining the level of funds required for ongoing support in the event of the breadwinner's death?

A) Financial loss value
B) Human life value
C) Assessment value
D) Replacement value

Answer: B) Human life value

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An insured's building has an actual cash value of $200,000, and he has insured the property for $120,000 with an 80% coinsurance clause. A $40,000 loss occurs. How much will the policy pay?

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