All of these are valid options for an Adjustable Life Policy EXCEPT

All of these are valid options for an Adjustable Life Policy EXCEPT 



a) The policy's premium can be increased or decreased
b) The policy's death benefit can be increased or decreased
c) A nonforfeiture option can be used to increase the death benefit
d) The policy's protection period can be modified


Answer: c) A nonforfeiture option can be used to increase the death benefit

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