Which of the following losses would be excluded from coverage under a Personal Articles Floater?

Which of the following losses would be excluded from coverage under a Personal Articles Floater?



Answer: A rat slipped inside a golf bag before it was packaged for shipping and chewed several holes in the bag before it arrived at its destination. Personal Articles Floaters do not cover losses caused by vermin, so the damage to the golf bag that was eaten by rats would not be covered.


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