Dr. Jones' current occurrence malpractice policy is in effect from July 1, 2005 through July 1, 2006. Which lawsuit would trigger this malpractice insurance policy?

Dr. Jones' current occurrence malpractice policy is in effect from July 1, 2005 through July 1, 2006. Which lawsuit would trigger this malpractice insurance policy?



Answer: A man sues Dr. Jones on July 26, 2009 for a damaging knee surgery performed on March 3, 2006. An occurrence policy covers occurrences that take place during the policy period, regardless of when the lawsuit is filed. In this case, the policy would cover Dr. Jones for the knee surgery that was performed on March 3, 2006, even though the claim was not filed until 2009.

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