Craig is just starting out with his business. He needs an insurance policy to cover his liability against any unknown defects within his products. Of the four types of CGL policies listed below, which offers the best coverage for Craig's business, regardless of when a claim is filed?

Answer: Occurrence Policy. An occurrence policy will protect Craig for the period stated within the policy, regardless of whether the policy is currently active or inactive. If Craig's company finishes production and then shuts down, he will still be covered from any accidents that occurred while his policy was in effect, regardless of when the claim is filed.