Al purchases an estate builder (jumping juvenile) policy for his five year old son, Donald. Suppose that when Donald reaches age 21 his father presents him with the policy as a gift. Which of the following statements is NOT correct?

A: Donald does not have to continue to make the premium payments to keep the policy in force

B: The policy should have accumulated cash value by that time

C. Donald has enjoyed protection against the problems of premature death

D. The face value of Donald's policy has increased by five times

Answer: A: Donald does not have to continue to make the premium payments to keep the policy in force

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