An insurer that generally fails to affirm or deny coverage of claims within a reasonable period of time after receiving Proof of Loss may be found guilty of:

An insurer that generally fails to affirm or deny coverage of claims within a reasonable period of time after receiving Proof of Loss may be found guilty of:


A.

a breach of fiduciary responsibility


B.

an improper claims practice


C.

defamation


D.

misrepresentation



Answer: B

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