The insured carries $100,000 underinsured motorist coverage under his personal auto policy. He is injured by another driver who carries $25,000 bodily injury limits. If the insured is injured to the extent of $100,000, how much can he collect under his underinsured motorist coverage?

a - $25,000

b - $50,000

c - $100,000

d - $75,000

Answer: The insured could collect up to $75,000. The other driver's policy would pay $25,000 and the insured's UIM coverage would pay the rest of the claim up to $75,000.

Alabama Property and Casualty

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