Stephan's insurance company denied his recent claim, citing that his particular cause of loss was not covered. However, according to Stephan's interpretation of the policy language, his loss could be covered, so he disputed the insurer's decision. When his case went to trial, the jury also decided the policy language was open to interpretation, so they decided in favor of Stephan. This is because:

Stephan's insurance company denied his recent claim, citing that his particular cause of loss was not covered. However, according to Stephan's interpretation of the policy language, his loss could be covered, so he disputed the insurer's decision. When his case went to trial, the jury also decided the policy language was open to interpretation, so they decided in favor of Stephan. This is because:



Answer: insurance policies are contracts of adhesion.

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