In each of the following, the insured has filed a claim against their homeowners policy. In which of these scenarios would the insurer most likely deny the claim?

In each of the following, the insured has filed a claim against their homeowners policy. In which of these scenarios would the insurer most likely deny the claim?



Answer: Darla files a claim when her estranged husband sets fire to her back deck, but she doesn't notify the police for fear of getting her husband in trouble.

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