Helen is looking to reduce her insurance costs for her home. She currently has an HO-3 open-peril policy, but she doesn't feel she needs liability coverage anymore and wants to change over to a dwelling policy. Though the policies are fundamentally different, which dwelling policy would most closely resemble Helen's current homeowners policy?

Helen is looking to reduce her insurance costs for her home. She currently has an HO-3 open-peril policy, but she doesn't feel she needs liability coverage anymore and wants to change over to a dwelling policy. Though the policies are fundamentally different, which dwelling policy would most closely resemble Helen's current homeowners policy?



Answer: DP-3

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