Assume that the auto in each of the following examples is insured for comprehensive coverage. Which of the losses would be excluded under the BAP?

Assume that the auto in each of the following examples is insured for comprehensive coverage. Which of the losses would be excluded under the BAP?




A fire destroys 10 CD's in the auto


A thief removes a cassette player from under the auto's dash. The tape player had been permanently installed.


A CB radio is damaged in a flood. The radio was permanently mounted in the auto's dash where the factory installs the radio.


All of the losses are excluded.



Answer: A fire destroys 10 CD's in the auto

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