All of the following would have an insurable interest in a home and be insurable under the homeowners program, EXCEPT:

All of the following would have an insurable interest in a home and be insurable under the homeowners program, EXCEPT:



A co-owner of a 2-family house occupying the second floor apartment.


The owner of a seasonal dwelling who has his primary dwelling insured under an HO-3.


A non-occupant realtor.


An individual who owns a house under construction.



Answer: A non-occupant realtor.

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