Under the Texas insurance code, which of the following statements about the Suicide clause is CORRECT?

Under the Texas insurance code, which of the following statements about the Suicide clause is CORRECT?



The Commissioner of Insurance must review insurance companies' Suicide clauses every five years for discrimination


A Suicide clause must apply equally to Life and Accidental Death and Dismemberment (AD&D) policies


An insurance company must actuarially justify any suicide limitation


Suicide may not be a defense against payment after the second year



Answer: Suicide may not be a defense against payment after the second year

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