The Turners are concerned about the burglaries that have been occurring frequently in their apartment complex. They decide it's time to buy renters insurance. This describes which of the following?

The Turners are concerned about the burglaries that have been occurring frequently in their apartment complex. They decide it's time to buy renters insurance. This describes which of the following?



a. Personal contract


b. All-risk coverage


c. Exposure


d. Adverse selection



Answer: c. Exposure

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