Insured have the right to do which of the following if they have not received the proper claim forms within 15 days of their notice to the insurer of a covered loss under a major medical policy?

Insured have the right to do which of the following if they have not received the proper claim forms within 15 days of their notice to the insurer of a covered loss under a major medical policy?



a). Speak with a claims adjuster or another representative from the insurance company

b). Submit the description in their own words on a plain sheet of paper.

c). Be reimbursed any copayment or deductible on the claim

d). Demand full payment immediately for the claim



Answer: b). Submit the description in their own words on a plain sheet of paper.

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