A person buys a flat screen, plasma, theater-like television. The person has homeowner?s insurance. Why would it be appropriate to add a personal property floater to that insurance?

A person buys a flat screen, plasma, theater-like television. The person has homeowner?s insurance. Why would it be appropriate to add a personal property floater to that insurance?



A) To reduce the premium on the homeowner?s insurance.

B) To protect the person who owns the television from liability for damages.

C) To show the insurance company a good faith investment has been made.

D) To cover the cost of replacement should the television get damaged or stolen.



Answer: D

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