Which of the following statements about a group health plan's Summary Plan Description (SPD) is not correct?

Which of the following statements about a group health plan's Summary Plan Description (SPD) is not correct?


a. All plan participants must be notified of any changes in the SPD.

b. The SPD describes the benefits that plan participants have through the plan.

c. The SPD explains the rights of plan participants.

d. The SPD is not given to plan participants, but is kept by the plan administrator.



Answer: D

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