Which of the following situations would NOT be excluded from coverage in a DP-1 form policy?

a. The building falls into a sinkhole that was located under it.

b. The home next door to the insured building catches fire and the resulting smoke causes damage to the insured building.

c. The building has been vacant for 40 days.

d. A flood causes damage to the building's basement.

Answer: B

Dwelling Policy

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