Which of the following must be true for damage to be covered by the Limited Fungi, Wet or Dry Rot, or Bacteria Coverage?

a. Damage was caused by flooding.

b. Damage must be hidden in the walls, ceilings, or beneath the floors, or above the ceilings of a covered structure.

c. Damage must be on the seen drywall of the inside of the building.

d. Damage was not caused by the accidental discharge or overflow of water or steam.

Answer: B