Which of the following is a correct statement concerning group health insurance plans?

Which of the following is a correct statement concerning group health insurance plans?


a. Plans issued by stock insurance companies usually provide for refunds on an experience-rating basis.

b. Group health plans are generally non-participating.

c. Dividend refunds are guaranteed in a group insured by a mutual insurer.

d. If a group policy is experience-rated, any premium reductions are not retroactive.



Answer: A

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