What is the purpose of the deductible carryover?

a. It allows an insured to carry any unmet portion of the deductible that the insured runs up in the last quarter of the year over to the next year.

b. It allows an insured to use the deductible paid for one family member to also count toward another family member.

c. It allows a group to have a decreased deductible amount if benefits are kept below a certain amount during a calendar year.

d. It allows the insured to accumulate deductible payments between family members so that a maximum of three family members pay a deductible.

Answer: A