R is 65 and has been enrolled in Medicare part A for one year, since she first became eligible. She has medical insurance through her employer so hasn't enrolled in Medicare Part B, but will retire next month. How long does R have to purchase a Medicare supplement policy that will not deny her coverage because of the heart condition she has?

R is 65 and has been enrolled in Medicare part A for one year, since she first became eligible. She has medical insurance through her employer so hasn't enrolled in Medicare Part B, but will retire next month. How long does R have to purchase a Medicare supplement policy that will not deny her coverage because of the heart condition she has?



a. R must buy the Medicare Supplement policy within the next month, before she retires.

b. 6 months from the date of enrolling in Medicare Part B.

c. R has six months to purchase the policy and cannot be refused coverage, but she could be surcharged for the heart condition because she did not purchase coverage at the time she enrolled in Medicare Part A.

d. She must purchase the policy before she is admitted to a skilled nursing facility.



Answer: B

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