Jim and Barb own a rental house and insure it under a DP-2 policy. Which of the following situations would NOT be covered?

a. A hailstorm damages the roof of the building.

b. Children playing baseball in the lot next door hit a ball through the front window of the house.

c. A factory next door to the building spills chemicals that get into the drinking water of the insured building.

d. The kitchen ceiling caves in under the pressure of snow after a severe snowstorm.

Answer: C

Dwelling Policy

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The two major actions required for a policyholder to comply with the Reinstatement Clause are
Life insurance policies will normally pay for losses arising from
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Ambiguities in an insurance policy are always resolved in favor of the
In an insurance contract, the applicant's "consideration" is the
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How many pair of glasses in a 12-month period will a vision expense insurance plan cover?
The voluntary relinquishment of a legal right is called
What documentation grants express authority to an agent?
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What is the purpose of establishing the target premium for a universal life policy?
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What documentation grants express authority to an agent?

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