If a single item in a pair or set is lost or destroyed, how will the insurer handle this loss?

a. Pay 25% because it is part of their personal property

b. Pay 10% because it is part of their personal property

c. Pay the value of the lost part, or pay the difference between the ACV of the set before and after the loss

d. Pay the total loss of the pair or set

Answer: C

Homeowners Policy

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