Why are life and health insurance contracts said to be contracts of adhesion?

Why are life and health insurance contracts said to be contracts of adhesion?


(a.) Because the insurer writes the contract, to which the insured must adhere

b. Because only the insurer is bound to the promises made in the policy

c. Because one party has the potential to receive more than the other

d. Because certain conditions must be met by all parties of the contract in order for it to be a legally binding contract



Answer: A

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