When an insurer requests an investigative consumer report on an applicant, which of the following is true?

a. The applicant can request further information about the report that must be provided to the applicant within 30 business days.

(b.) The report includes information regarding the applicant's general reputation and personal characteristics.

c. The credit report includes information about the applicant's account balances.

d. The applicant must only be notified by phone about the report.

Answer: B

State Insurance

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