What is the consequence for an applicant who makes an unintentional misrepresentation on a life insurance policy?

What is the consequence for an applicant who makes an unintentional misrepresentation on a life insurance policy?


a. The insurer will pay the entire death benefit.

b. The insurer will void the policy.

(c.) The insurer will pay the death benefit as long as the misrepresentation is not material to the risk.

d. The insurer will pay one-half the death benefit.



Answer: C

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