M had an annual life insurance premium payment due January 1. She died January 10 without making the premium payment. What action will the insurer take?

M had an annual life insurance premium payment due January 1. She died January 10 without making the premium payment. What action will the insurer take?



A - Pay face amount minus the past due premium

B - Subtract past due premium from cash value

C - deny the claim

D - collect premium from M's estate



Answer: A - pay face amount minus the past due premium

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