If a person is using an auto with the belief that he is entitled to do so, subrogation rights under a personal auto policy would apply to all coverages EXCEPT

If a person is using an auto with the belief that he is entitled to do so, subrogation rights under a personal auto policy would apply to all coverages EXCEPT




A: Physical damage

B: Uninsured motorist

C: No-fault medical payments

D: Liability



Answer: Physical damage

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