All of the following statements are true regarding subrogation, EXCEPT:

a. Subrogation is the right of the insurer to assume the rights of the insured.

(b.) Subrogation applies primarily to life and health insurance, and seldom to property and casualty insurance.

c. Subrogation is the right of the insurer to sue the responsible third party for damages inflicted upon the insured.

d. Subrogation allows the insurer to sue for damages of negligence.

Answer: B

State Insurance

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