A long-term care rider in a life insurance policy pays a daily benefit in the event of which of the following?

A long-term care rider in a life insurance policy pays a daily benefit in the event of which of the following?



A - terminal illness

B- inability of the insured to maintain insurance premiums due to unemployment

C - Critical illness

D - inability of the insured to preform more than 2 Activities of Daily Living (ADL's)



Answer: D - inability of the insured to preform more than 2 Activities of Daily Living (ALD's)

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