Which of the following is not a requirement for qualified long-term care plans?

Which of the following is not a requirement for qualified long-term care plans?



a. Policies must accrue cash value.

b. Inflation protection must be provided.

c. The individual must be unable to perform at least 2 ADLs.

d. Coverage cannot reimburse insureds for medical expenses or services covered by Medicare.



Answer: a. Policies must accrue cash value.

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