All of the following are true regarding long-term care premiums, EXCEPT:

All of the following are true regarding long-term care premiums, EXCEPT:



a. A person who purchases a long-term care policy at 25 will likely have lower premiums than if they waited until age 45 to purchase it.

b. Policies with longer elimination periods have higher premiums.

c. Policies with longer benefit periods have higher premiums.

d. An applicant who has difficulty performing some ADLs upon application will likely have a higher premium.



Answer: b. Policies with longer elimination periods have higher premiums.

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