All of the following are true regarding a long-term care policy elimination period, EXCEPT:

a. Elimination periods are usually 30 days or longer.

b. The insured is not required to be confined to a nursing facility during the elimination period.

c. Elimination periods in long-term care policies are similar to those found in disability income policies.

d. Benefits begin after the elimination period has been satisfied.

Answer: b. The insured is not required to be confined to a nursing facility during the elimination period.

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The voluntary relinquishment of a legal right is called
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