All the following statements about Medicare and Medicare supplement are correct, EXCEPT:

a. Associations (e.g., fraternal) and groups may not offer supplemental Medicare coverage to their members who are age 65 or over.

b. If individuals work beyond age 65 and remain under their employer's group health plan, Medicare may be a secondary payer.

c. Medicare supplement insurance is most often purchased from private insurers.

d. Medicare is a secondary payer to employer plans for individuals who have Medicare because of a covered disability.

Answer: a. Associations (e.g., fraternal) and groups may not offer supplemental Medicare coverage to their members who are age 65 or over.