Which of the following is considered to be a prepaid dental service plan?

A) Plan that offers referral services, consultation, and advice in addition to dental treatment.

B) Plan whereby a group of employees pays a predetermined amount to cover only dental expenses.

C) Group health plan that includes coverage for dental expenses.

D) Retainer contract made by a dentist with an individual patient.

Answer: Plan whereby a group of employees pays a predetermined amount to cover only dental expenses.

Nebraska Law

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An insured's building has an actual cash value of $200,000, and he has insured the property for $120,000 with an 80% coinsurance clause. A $40,000 loss occurs. How much will the policy pay?

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