None of the following needs to be licensed as an insurance consultant EXCEPT:

None of the following needs to be licensed as an insurance consultant EXCEPT:



A) actuaries during the normal course of their business.

B) licensed agents who give advice incidental to the normal course of their business and do not charge a fee, but who receive commissions for the insurance they write.

C) bank trust officers performing their usual duties.

D) persons who, for a fee, offer advice and service with respect to insurable risks.


Answer: persons who, for a fee, offer advice and service with respect to insurable risks.

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