Which statement would be considered inaccurate regarding the underwriting of a group plan?

Which statement would be considered inaccurate regarding the underwriting of a group plan?



A. The corporate home office of the group normally is the group's address


B. The insurer can require a minimum percentage of the group to be enrolled to guard against adverse selection


C. The cost of a group policy is determined by the type, size, and average age of the group and claims experience with previous insurers


D. Contributory plans require 100% employee participation



Answer: D.

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