Which of the following is incorrect regarding the group underwriting process?

Which of the following is incorrect regarding the group underwriting process?



A. Adverse selection is not a concern for group contracts


B. New employees usually become eligible to enroll after a waiting period


C. Evidence of insurability is not required since premiums are adjusted annually by evaluating the group and the claims experience


D. The insurer's office location is not a cost factor



Answer: A.

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