Which of the following actions is NOT an unfair claims method?

A) Failing to explain why a claim was denied.

B) Denying a claim within a reasonable time after a proof of loss statement was completed.

C) Denying a claim without making a reasonable investigation.

D) Attempting to settle claims on the basis of an application that was altered without notice to the insured.

Answer: B) Denying a claim within a reasonable time after a proof of loss statement was completed.

Insurance

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