Which of the following actions is best described as misrepresentation?

Which of the following actions is best described as misrepresentation?




A) Inducing a policyowner to replace their current policy with a new policy with that same insurer.

B) Intentionally telling a prospect that a particular life insurance policy provides for the payment of dividends when it does not.

C) Convincing a policyowner to lapse their present policy in order to sell them a new policy with a different insurance company.

D) Not informing a health insurance policy buyer that the policy excludes preexisting conditions.



Answer: D) Not informing a health insurance policy buyer that the policy excludes preexisting conditions.

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