When it is used, the time limit on the certain defenses provision in a health insurance policy provides that the policy cannot be contested and claims cannot be denied after two (or three) years EXCEPT:

A) for fraudulent statements in the application.

B) for incomplete policy records.

C) for mental incompetence of the insured.

D) for nonpayment of premiums.

Answer: A) for fraudulent statements in the application.

Insurance

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