Under an HO-3—Special Form (HO-3), Section I—Exclusions contains an additional three exclusions that apply only to Coverage A—Dwelling and Coverage B—Other Structures. These exclusions include all of the following, EXCEPT:

Under an HO-3—Special Form (HO-3), Section I—Exclusions contains an additional three exclusions that apply only to Coverage A—Dwelling and Coverage B—Other Structures. These exclusions include all of the following, EXCEPT:



A. Weather


B. Fraud


C. Acts or decisions


D. Damage that results from faulty construction, planning, or materials



Answer: B

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