The insurer that carried Alfred's homeowners insurance policy determined there was a material change in the risk due to an increase in certain hazards at his home. The insurer sent a notice of cancellation, which in accordance with the law was received:

a. 10 days in advance of the cancellation date

b. 30 days in advance of the cancellation date

c. 20 days in advance of the cancellation date

d. 60 days in advance of the cancellation date

Answer: c. 20 days in advance of the cancellation date