The insured would have liability coverage under the homeowners policy while operating which of the following boats? Assuming no endorsements are attached to the policy.

The insured would have liability coverage under the homeowners policy while operating which of the following boats? Assuming no endorsements are attached to the policy.




a) 8-foot boat with a 25 horsepower inboard outdrive motor not owned by the insured

b) 42 foot sailboat with no auxiliary power owner by the insured

c) 15 foot boat powered by a 50 horsepower outboard motor that was purchased by the insured before the policy inception date and not reported to the insurer

d) 8-foot boat with a 25 horsepower inboard motor rented by the insured.



Answer: A and D

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