The entire contract provision of a disability income policy defines the contract to include all the following EXCEPT:

The entire contract provision of a disability income policy defines the contract to include all the following EXCEPT:



A) any riders the insurer may unilaterally add to the policy in the future.

B) the policy document.

C) the riders attached to it when the policy was issued.

D) the properly completed and signed application.



Answer: A) any riders the insurer may unilaterally add to the policy in the future.

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