Replacement of health or disability insurance generally requires that the new policy must do which of these?

Replacement of health or disability insurance generally requires that the new policy must do which of these?


A. Lower the insured's annual premium by a minimum of 5%


B. Materially improve the insured's position in all or nearly all respects


C. Promise to increase the benefits provided without an increase in premium


D. Increase the premium and reduce the benefits provided



Answer: B.

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