Motor vehicle insurance policies issued in the state of Arkansas must provide all the following coverages, except:

a. Property damage coverage with a deductible of $200 or more

b. Liability coverage for bodily injury of $25,000 per person and $50,000 per accident

c. First party medical coverage of $5,000

d. First party disability benefits for up to 52 weeks

Answer: a. Property damage coverage with a deductible of $200 or more

Arkansas State Law

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